Rates & Fees

Paymiru does not charge you a fee to use our matching service. Any interest, fees, and charges are set by the lender you choose, disclosed to you in the lender’s offer and loan agreement before you accept.

Representative APR

5.99% – 35.99%. Your actual rate depends on the lender, your credit profile, loan amount, term, and state of residence.

What affects your rate

• Your creditworthiness and income
• The amount and term you request
• The lender’s policies and applicable state law

Representative example

Borrow $1,000 over 12 months at 24.9% APR → 12 monthly payments of about $94.56, total repayable $1,134.72. For illustration only.

Late or non-payment

Late, partial, or missed payments may incur additional fees charged by the lender and can affect your credit. Review your lender’s agreement for the specific terms that apply to you.