Terms of Use

By accessing or using Paymiru (the “Platform”) you agree to these Terms of Use. If you do not agree, do not use the Platform.

What Paymiru is

Paymiru is a matching service, not a lender. We connect you with third-party lenders and do not guarantee approval, loan amounts, APR, fees, or repayment terms. All final terms are set by the lender.

Eligibility

You must be of legal age and a resident of a supported location to use the Platform. Availability and offers vary by location.

Your responsibilities

Provide accurate and complete information, and carefully review any lender’s offer — including APR, total cost, fees, and repayment schedule — before accepting. Only borrow what you can afford to repay.

No financial advice

Paymiru does not provide financial, legal, or tax advice. Information on the Platform is for general purposes only.

Third-party lenders

Your relationship for any loan is with the lender, governed by the lender’s own terms and privacy policy. We are not responsible for the acts or omissions of third-party lenders.

Limitation of liability

The Platform is provided “as is” and “as available”. To the maximum extent permitted by law, Paymiru is not liable for any indirect or consequential damages arising from your use of the Platform.

Changes

We may update these Terms from time to time. Continued use after changes take effect constitutes acceptance.